Tips for Buying a House for Sale in St. Louis, Buying Property Guidelines

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TIPS FOR BUYING A HOUSE IN ST. LOUIS

When you begin to search for property for sale in St. Louis, you'll find no better partner than a Janet McAfee Inc. real estate agent. Each realty executive on staff is dedicated to helping you find the home of your dreams as quickly and efficiently as possible, whether you're buying a new home in a different neighborhood or relocating your family to St. Louis.

To make the home buying process even easier, Janet McAfee has provided a variety of home buying tips created by REALTOR® Magazine Online. Each one covers important information regarding choosing the right real estate agent, finding the best property for your family and protecting your finances along the way.

To read any of these topics, please click a link below.

BEGINNING YOUR SEARCH FOR PROPERTY

10 Things to Take the Trauma out of Home Buying - learn the 10 best tips to make buying a house in St. Louis easy on your finances and nerves.

Your Property Wish List - by prioritizing what is most important to your family, you can make deciding between houses a simpler process.

Tips for Finding the Perfect Neighborhood - whether you're searching for a home in Ballwin, Maplewood, Kirkwood or any other St. Louis neighborhood, find out if the area is right for your family.

Tips on Buying in a Tight Market - St. Louis real estate listings are hot right now, especially in highly desired areas like Chesterfield, Webster Groves and Ladue. Make sure you land your dream house in this competitive market.

The Pros and Cons of Condos - luxury condominiums are springing up across St. Louis city and county. Is a condo right for you and your family?

5 Reasons You Need a REALTOR® - discover how a real estate agent from Janet McAfee Inc. can make your home buying adventure easier.

Understanding Agency - before working with a realtor, it's important to find out who he or she represents - the seller, the buyer or another party.

Questions to Ask When Choosing a Real Estate Practitioner - before choosing a St. Louis real estate agent, make sure you ask the right questions.

10 Steps to Prepare for Homeownership - find out exactly what you need to know before buying real estate in St. Louis.

7 Reasons to Own Your Own Home - purchasing your own home is a great investment. Discover the other benefits of buying real estate.

5 Common First-Time Homebuyer Mistakes - avoid the problems that plague many first-time homebuyers during the home buying process.

10 Tips for First-Time Homebuyers - if you're purchasing your first condo, villa, urban loft or single family home, learn some helpful home buying tips to find the perfect house.

Hidden Home Defects to Watch For - a beautiful house may have problems lurking where you can't see them. Make sure you get what you pay for when buying a house.

10 Questions to Ask a Home Inspector - before you settle on a home inspector, be sure to ask these 10 important questions to choose the right one.

How Comprehensive Is Your Home Warranty? - ensure your warranty covers all aspects of your home, including plumbing and electrical systems.

5 Property Tax Questions You Need to Ask - real estate property taxes in St. Louis city and county can vary greatly depending on the neighborhood. It's essential to ask your realtor about property tax issues.

What Your Home Inspection Should Cover - if you've never participated in a home inspection before, be certain your inspector follows all of these guidelines.

10 Questions to Ask Your Condo Board - purchasing a luxury condominium can be much different than buying a home, specifically in regards to joining a condo association.

How High Tech Is Your Home? - if you're a fan of high-tech gadgets, make sure your new luxury home is appropriately wired.

FINANCING YOUR NEW HOME

8 Steps to Getting Your Finances in Order - check over your finances to see if you can afford a new home in the St. Louis area.

Budget Basics Work Sheet - this easy-to-use form can help you better analyze your finances when you begin to search for property.

8 Ways to Improve Your Credit - if you're taking out a mortgage on your new single family home, condo or apartment, get your credit in order before you apply.

5 Factors That Decide Your Credit Score - do you know your current credit score? Find out all the factors that can impact your credit rating.

6 Creative Ways to Afford a Home - a luxury home, old historic home, villa, condo or single family home doesn't have to be a fantasy. Learn how you can afford the house of your dreams.

Choices That Will Affect Your Loan - better understand balloon mortgages and government loans as well as fixed and adjustable interest rates.

10 Questions to Ask Your Lender - get the best rates and loans from your lender to protect your finances and your new home.

10 Things a Lender Needs From You - by following the information in this document, you can be sure you have all the necessary paperwork to meet with your lender and secure your financing.

5 Things to Understand About Homeowners Insurance - protect your new home and your belongings by understanding what your insurance covers and what it may not.

10 Ways to Lower Your Homeowners Insurance Costs - with a few simple steps, you can greatly reduce your monthly costs on your insurance and still keep your home fully protected.

5 Things to Understand About Title Insurance - discover the five most important details you need to know when working with your title company.

What Not to Overlook on a Final Walk-Through - now that you've found your dream house, be sure it meets all of your expectations during your final walk-through.

Common Closing Costs for Buyers - be aware of all costs involved with closing on your new house.

What to Keep From Your Closing - even after you close on your home, it's important to keep seven essential documents handy in case you decide to sell your house in the future.

MOVING TO YOUR DREAM HOUSE

Tips for Packing Like a Pro - packing the right way can protect your valuables and simplify the moving process for you and your family.

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